Top 10 Celebrities Who’ve Put Million-Dollar Insurance on Their Body Parts

Believe it or not, insurance isn’t just for cars, homes, or health. For celebrities, their bodies are often their biggest money-makers — and some stars have gone to extreme lengths to protect their most iconic features. While the average person doesn’t need a policy on their smile or derrière, stars (and the brands profiting from them) see it as essential to guard against damage, scars, or worse.

From Heidi Klum’s $2 million legs to Bruce Springsteen’s gravelly vocal cords, here’s a roundup of stars who’ve reportedly insured their body parts for jaw-dropping sums.

Nick Cannon’s Testicles — $10 Million

Nick Cannon, father of 12, decided his “most valuable assets” deserved protection. In 2024, he revealed that personal care brand Dr. Squatch insured his testicles for $10 million. Cannon even joked online: “It’s official! I have the most valuable balls in the world!” While some thought it was a stunt, Cannon swore the policy was legit, saying he wanted to join the ranks of stars insuring their famous features.

Heidi Klum’s Legs — $2.2 Million

Supermodel Heidi Klum’s legs were once insured for $2.2 million. But here’s the twist: one leg was valued $200,000 less than the other because of a childhood scar. Klum explained on Ellen that the scar made one leg “less expensive,” proving even imperfections can affect multimillion-dollar policies.

Bruce Springsteen’s Vocal Cords — $6 Million

The Boss insured the vocal cords behind his legendary raspy voice for $6 million. After all, no one belts “Born in the U.S.A.” quite like Springsteen, and protecting his voice was a career necessity.

Kim Kardashian’s Butt — $21 Million

Kim Kardashian’s backside has been central to her brand, and reports claim it’s insured for $21 million — $10.5 million per cheek. Surprisingly, it wasn’t Kim who pushed for the policy but her then-fiancé Kanye West, who believed her curves deserved their own protection plan.

Rihanna’s Legs — $1 Million

After winning Gillette’s “Celebrity Legs of a Goddess” award, Rihanna insured her famous gams for $1 million. The move cemented her status as both a music and fashion icon.

Mariah Carey’s Voice and Legs — $70 Million

Mariah Carey went all out in 2016, reportedly insuring her voice and her legs for $35 million each. Together, the diva’s most famous assets were covered for a staggering $70 million.

Cristiano Ronaldo & David Beckham’s Legs — $145M and $195M

Soccer legends Cristiano Ronaldo and David Beckham insured their legs for $145 million and $195 million respectively. Beckham’s policy was so massive it had to be split across multiple companies, making it one of the largest insurance deals in sports history.

America Ferrera’s Smile — $10 Million

When America Ferrera became the face of Aquafresh in 2007, the company insured her teeth for $10 million. Ferrera admitted she never imagined her smile would be valued that highly, calling it “flattering but surreal.”

Gordon Ramsay’s Tongue — $10 Million

Celebrity chef Gordon Ramsay reportedly insured his tongue for $10 million. With taste buds that have judged countless dishes, Ramsay wasn’t about to risk losing his most important tool.

Holly Madison’s Breasts — $1 Million

Before starring in her Las Vegas revue Peepshow, former Playboy Playmate Holly Madison insured her breasts for $1 million. She explained that if anything happened, she’d be out of work for months — and out a million dollars. Read-Taylor Swift Just Dropped $2 Million in Holiday Donations — And Fans Are Calling It Her Most Generous Gift Yet

The Bottom Line

From Cannon’s headline-grabbing stunt to Beckham’s record-breaking policy, these unusual insurance stories prove that in the world of fame, body parts can be worth millions. For celebrities, it’s not just vanity — it’s business.